• July 2019 Market Update

    Halfway Through 2019 Where Have We Been and Where Are We Going?   The first half of 2019 surprised housing markets across the country as, contrary to what experts had predicted, mortgage rates fell. This is welcome news for home buyers and home sellers alike. For buyers, more will qualify to buy homes and their monthly payments will be lower. For sellers, the increased number of qualified buyers means more competition which typically translates to faster sales. The current drop in interest rates is particularly important for sellers now, as rate increases over the past three quarters seem to have tempered the seller’s market which has existed since August of…

  • Five Reasons You Need a Realtor

    Welcome to the 21st century – the consumer-empowered, internet-fueled, DIY era, where people feel that they are able to tackle most of life’s obstacles on their own. Consumers are increasingly savvy and budget minded – something we see often in the real estate market. Any given neighborhood will surely have a few “For Sale By Owner” signs in yards – promising potential home buyers a friendly, easy, and inexpensive alternative to dealing with real estate agents and “red tape”. While we are all for the empowered consumers who can handle things on their own, remember that buying or selling a home is a tremendous financial transaction with real-world legal obligations and outcomes.…

  • An Easier Way to Save for a Down Payment?

    If you’ve given even a passing moment’s notice to Wisconsin politics lately, you’ll know that we have a new Governor, and a new state budget in the works. One of the items that Governor Evers is hoping to pass with the 2019-21 budget could benefit prospective home buyers. This item is called the First-Time Home Buyer Savings Account (FHBSA) and it could give first time buyers an easier way to save for a down payment on a home. In an effort to address the rising costs of home ownership and large student loan balances that many of today’s first time buyers are carrying, the FHBSA would offer savers an easier…